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<> Purchase Your Next Home With No Monthly Mortgage Payments!

You’ve worked hard to get to this point. Now you’d like to live in a home that fits your needs today, and get comfort and financial peace of mind for the future. But maybe you don’t think you can afford to move because of your financial obligations, income, or  other reasons? 

Fortunately, there’s an established financing option specifically for home-buyers who are age 62 and older that could help you get the funds you need to buy the home you really want.

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No monthly mortgage payments*


Lower up front investment than a cash purchase



Get started online or call (619) 294-9820

Downsize or move into a more suitable home



Buy a home closer to family or friends



Lower cost of living during retirement



Credit requirements tailored to seniors (generally no credit score requirements)



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Purchasing a Home with a Reverse Mortgage 

You could buy a home by paying all cash, or using a conventional mortgage. But there’s a third option—designed specifically for people age 62 and older—that could give you greater financial flexibility and make it easier to afford the home you really want: Home Equity Conversion Mortgage (HECM) for Purchase financing, also commonly known as a "Reverse Mortgage".

Several potential advantages of buying with a reverse mortgage include:

          • Flexible repayment feature: Monthly principal and interest payments are optional.* 

          • Buy more home then a 100% cash purchase could allow

          • Designed specifically for home buyers age 62 and older